Posts Tagged ‘prime lending’

Is the list price the sales price

Century 21 Hometown Realty has 300 properties for sale in company inventory today. There are about 1000 single family homes listed in the region. The top 10 brokerages in CCRMLS combined to sell about 400 homes. Century 21 Hometown sold around 100. By all accounts, the county only has two … Read More »

Credit Scores for Home Loans

If you are planning to finance or refinance your home, you need to understand a thing or two about what is happening in the mortgage universe. As you may already know, the mortgage industry had very low standards for consumer credit ratings and home loan downpayments a few years ago. … Read More »

Housing advice from Moms

Moms are the greatest. Although many moms are working today, they are still run the roost at home and have the best advise when it comes to home ownership. In honor of Mothers Day, Century 21 Hometown Realty celebrates the wisdom of mothers. Here is advice that we were able … Read More »

Your Fair Credit Rights

We’ve all heard that many things in life are not fair. But the process of qualifying for a mortgage shouldn’t be one of them. That doesn’t mean you necessarily get the loan you apply for. It does mean that you have the right to be judged on your financial stability … Read More »

How to adjust your underwater mortgage

Bakersfield’s real estate bust was certainly one of the worst in the country, and because of that, many homeowners have faced real challenges when evaluating the mortgage on their home.  To a lesser extent, there was also plenty of pain felt by homeowners along the Central Coast too. Underwater homeowners … Read More »

How Interest Rates impact the housing market

Here in California, buying a home or other property is a factor of loan affordability. Today, we see a lot of “cash buyers” in the market – but that simply means that they have already arranged financing. In this borrowing home ownership economy, the interest rates play a very significant … Read More »

Top 8 Things to Know about a Mortgage

Deciding what kind of home loan is best for your needs is an integral part of the home buying process. But it’s not always easy, according to California mortgage broker Prime Lending. Prime Lending notes the eight most important factors to compare when shopping for a mortgage: • Principal – The … Read More »